Personal Injury Lawsuits Involving Children

Child's hand injuryWhen a child is injured or killed in an accident or because of a medical or surgical error, the attorneys at Ginzkey Law Office are there to help. We take very seriously our responsibility to use all our legal skills to fight aggressively for a complete and fair settlement or jury verdict for you and your family.

The financial compensation obtained through a jury award or negotiated settlement is especially important when a child is injured – or when a child’s parents are prematurely killed or incapacitated. The financial compensation can never restore the child to full health – or replace lost parents. But when the settlement is structured wisely, it can go a long ways toward ensuring the child will have all necessary medical, educational and financial needs met for a long time to come.

Structuring a Personal Injury Settlement When a Child Is Injured

Our law firm is experienced in the various ways a lawsuit settlement agreement can be structured to provide for a child’s future needs. We take long-term needs into account every time we are asked to provide legal representation when a child has been injured or has lost his or her parents prematurely.

Some of the tools we use include special needs trusts to maximize the value of the settlement, guardianships for an injured child, and settlements that include annuities to increase the total dollar value of the settlement and its total worth to the child and the family.

An example: Three children were injured and a fourth child was killed in a house fire caused by the children’s father. We obtained a settlement on behalf of the surviving children with a cash value of $157,000. However, because of how we structured the settlement, the total value of the settlement is at least $800,000. With advice from professional annuitants, the children purchased $157,000 worth of annuities: each child will receive significant payouts for four years starting at age 18, to pay for a college education. Each child will also receive a significant payout at age 28 to provide a down payment for a home. With careful financial planning, our clients were able to more than triple the value of the settlement.

More Than 30 Years’ Experience Representing Injury Victims

AV®-rated* attorney James P. Ginzkey of the Ginzkey Law Office is dedicated to providing the best possible representation to injured people and their families. The firm’s goal is always to achieve the most fair and comprehensive settlement or jury award for our clients – and our case results show that we frequently achieve this goal.

We have special experience handling child personal injury claims. We put all our legal skills to work to give the family all the help we can.


* CV, BV, and AV are registered certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards, and policies. Martindale-Hubbell is the facilitator of a peer-review rating process. Ratings reflect the confidential opinions of members of the Bar and the judiciary. Martindale-Hubbell ratings fall into two categories – legal ability and general ethical standards.

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